Protecting yourself and loved ones

Can anything have a more devastating effect than death in the family? Not in emotional terms, but in financial terms a serious, life threatening illness can have an even more serious impact- you could lose your ability to earn money forever, plus require extra medical care, may be a live-in carer, expensive treatments etc. Critical Illness Cover could be invaluable if serious illness strikes.

Critical Illness cover provides a lump sum or annual income should you become seriously ill. It covers a whole range of illnesses - heart attack, kidney failure, stroke, cancer, to name but a few. Once you have been diagnosed and the diagnosis has been confirmed by the insurer, the policy will pay out.

Your adviser will be able to advise you on the cover amounts appropriate and on the different conditions covered by the insurers. The application process is exactly the same as for Life Cover. Most Critical Illness policies include a free life cover add-on as a part of the policy. This means you would not need to take separate life cover for Life Assurance as you would be covered by the critical illness policy.

Some policies include some free critical illness cover for children as a part of the parents’ policy.

For honest impartial advice, please contact us on 0845 263 0008 to make an appointment or if you prefer you can email us on money@outlet.co.uk. Alternatively, please complete the form below and an adviser will be in touch in the next 24 hours.

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