First time buyer? Looking to move, remortgage or buy to let?

At its very core, a mortgage is very simple- it is a loan with the property you are purchasing or remortgaging used as a security for the lender providing the loan. However, the fact that there are dozens of lenders and many hundreds of mortgages on the market and the buying process can involve several important parties (estate agent, two solicitors, vendor, buyer, lender, mortgage adviser) can be daunting. That is where a knowledgeable and impartial mortgage adviser is essential.

So is there such a thing as the universally perfect mortgage? Well, no, there is not. Firstly, if some lender were to invent it, soon enough they would get every single mortgage application in the UK and would not be able to cope with the deluge of applications! Secondly, it would only be possible if everyone buying or re-mortgaging a property would be doing so with identical properties and identical financial backgrounds and requirements. And that is plainly not the case.

Having established that there is no universally perfect mortgage, you can bravely set out to find the perfect mortgage for YOU, with the help of one of our Advisers. The adviser will establish your current financial situation and property details with help of the fact find questionnaire you will be asked to complete before your first meeting. Some documentation may also be required. Then, using the information you provided, industry knowledge, excellent financial software and years of experience, the adviser will review the current products available in the market and provide you with a recommendation.

With the support of an excellent administration team, our advisers will make the buying process much less stressful for you by communication with the estate agent, solicitors and lender and serving as a single point of contact for you saving you time (and nerves).

Whether you are buying though us at Outlet or another estate agent, you will notice that getting a mortgage can be straight forward and easy via us.

Your home may be repossessed if you do not keep up repayments on a mortgage.

For full Mortgage Advice please contact us and we will arrange for one of our London Mortgage advisers to contact you direct to arrange an appointment at your convenience and with no commitment with the aim of getting the right Mortgage for your circumstances.

For honest impartial advice, please contact us on 020 7287 4244 to make an appointment or if you prefer you can email us on money@outlet.co.uk. Alternatively, please complete the form below and an adviser will be in touch in the next 24 hours.

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